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All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-753-2782.
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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 Compare three mortgages
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Don and Geri Padilla is one of The Top Selling Real Estate Experts™
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Special Offers: Special offers for Albuquerque homeowners from Don
and Geri Padilla, top Realtor |
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Affiliates: Don and Geri Padilla's real estate web site
affiliates |
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eNewsletter: Don and Geri Padilla's Albuquerque newsletter email will send you the
latest real estate information |
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Today's Real Estate News: Daily real estate news for this neighborhood, New Mexico, and United
States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Albuquerque New Mexico mortgage payments save you on your taxes because
of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in New Mexico or buy your own Albuquerque house, ranch, luxury property,
condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate
Albuquerque mortgages information and interest rate java
calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE
Software Download: TripleCalc lets you compare three loans at one time for your
property or other New Mexico real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Don and Geri
Padilla anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Don and Geri Padilla's realty library
of real estate tips and advice on everything from preparing your home for sale
to negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Don and Geri Padilla's collection of real estate trivia questions and
answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Albuquerque property in New Mexico, including legal terms definitions, and
more |
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First Time Buyers >When is the Time to Buy
Buying a home for the first time is a major decision that requires planning and preparation. Becoming a homeowner is an exciting process with many complexities that real estate agents are trained to manage.
We are experienced in working with first-time buyers and are well-versed in the creative financing that can make dreams become realities. For those who are low on cash, there may be a mortgage assistance program to help you purchase a home with limited funds. Your real estate agent is familiar with these programs, which have variable guidelines. There are many financing options available in today's marketplace. A little creativity can help you enjoy the freedom and security of owning your own home and building up equity as your property increases in value.
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What is a Buyer Broker?
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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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 See More Real Estate Trivia > |
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